CastleLine® Insurance Services
Limit your financial risks with certified loan protection
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What we offer
In today’s highly regulated landscape, mortgage underwriting errors and fraud are more costly than ever – and defect-driven reviews are leading to repurchases of performing loans. It’s important to ensure your loans are protected. CastleLine®1 can help.
Our Certified Loan Program protects you from certain losses arising from loan manufacturing defects, underwriting errors, misrepresentations, and borrower, seller and employee fraud.
Choose from 3-, 4- and 5-year certification protection and customized options that provide coverage for up to 100% of the original principal balance of your loans.
Get the security and confidence you need to grow with CastleLine.
1Certified Loan Insurance is underwritten by CastleLine affiliate, Association of Certified Mortgage Originators RRG, a Nevada risk retention group. Product highlights are summaries only and are intended for informational and marketing purposes. For actual terms and conditions, please refer to the specific policy wording. This document is neither an offer nor a solicitation of insurance or reinsurance products.
Increase your protection
CastleLine can help to mitigate your repurchase risk and potential losses in the underwriting process while helping to provide the opportunity to increase your enterprise value by turning uncertain liabilities into quantifiable exposures.
Drive gain on sale
Our Certified Loan Program can help you to increase mortgage quality and provide you with a means to help deliver faster purchases, shorter trade commitments and reduced funding costs.
Scale to your growth
The program options we provide efficiently scale and help reduce overlays making it easier for you to expand your business.
Trelix identified potential salability issues on 246 loans worth $56+ million with an average loan size of $228,164*
*January 2016-March 2017
Average severity on closed claims is $29,922*
*As of March 2017
Lenders in Certified LP have applied up to 15bps in improved execution*
*As of March 2017